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That means the Inland Revenue will effectively top up any contributions you make with a payment of its own.If you are a basic rate taxpayer, it will effectively cost you just £80 to see £100 paid into a pension.Like all other workplace pension schemes, you’ll receive tax relief from the government on your contributions.Our guide on pension tax relief has more information.For a higher rate taxpayer it effectively costs just £60 to see £100 go into a fund.

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Personal pensions are designed for those who do not have access to a company pension.

The Department for Work and Pensions (DWP) is responsible for welfare, pensions and child maintenance policy.

As the UK’s biggest public service department it administers the State Pension and a range of working age, disability and ill health benefits to around 18 million claimants and customers.

You can also pay in additional payments of £10 or more.

Other people, such as family and friends, can also pay into Nest for you.

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